The maximum waiting time for non-urgent, consultant-led treatments is 18 weeks from the day your appointment with 7.5 million people waiting.
Most UK residents are entitled to free healthcare from the NHS but the long waiting lists for non-urgent care, individuals are looking for alternatives to seek the care that they need. This is where Private Medical Insurance steps in.
Private Medical Insurance, also known as Health Insurance or Health Care Insurance, pays for all or at least most of your medical bills if you choose to be treated privately.
How Does Private Medical Insurance Work?
With a Private Medical Insurance policy, you will pay a monthly premium and if you become ill or need to claim on your policy, your insurer can help towards the cost of private treatment.
It can also help you avoid long waiting NHS waiting times for appointments and hospital treatments.
If you have Private Medical Insurance, you can still use the NHS when you would like.
Why have Private Medical Insurance?
It gives you a choice in the level of care you get and how and when it is provided. It usually – not always, depending on the conditions – gives you quicker access to treatment and a private room.
Whilst the NHS is exceptional for sudden, life threatening conditions, private healthcare gives you immediate access for the most common, but hugely debilitating conditions such as severe back pain or other serious muscular conditions.
Not only does this include any operations, but also the expensive and time-consuming rehabilitation such as physiotherapy.
Additional Benefits of Private Medical Insurance?
Some Private Medical Insurers offer the following benefits:
- Video GP Appointments
- Mental Health Support
- Menopause Support
- Private Hospital Treatment
- Physiotherapy
- Hospital Care such as day visits, overnight stays, X-rays and MRI scans
These benefits may not apply to every insurer and some may offer benefits that aren’t listed.
Speak to The Broking Group Today
The Broking Group has close partnerships with leading private healthcare providers, offering our customers a complete range of private healthcare options.
Monthly premiums are less expensive than you might think, with discounts for family packages.
Please contact us if you’d like more information or a quotation.