28 May 2026
What actually drives the cost of your PMI premium in 2026
Age, postcode, excess, underwriting. We break down what moves the number, and what doesn't.
Insurance for Everyday Life.
Private medical, group risk and international healthcare insurance. Specialist advice. Direct relationships with every major UK health insurer.
Get a Quote
Quote turnaround. 72 working hours.Average from receipt of structured information to presentation.
What we do
Four specialisms. One named team. No call-centre handoffs.
Private Medical Insurance
Faster access to diagnosis and treatment for individuals, families and SMEs. Cover tailored to your real needs, not the brochure.
Learn moreGroup Risk
Death in Service and Group Income Protection. Look after your team, simplify your admin, retain great people.
Learn moreInternational Healthcare
Worldwide cover for expats, multinational SMEs and frequent business travellers. One adviser, every market.
Learn moreHealth Cash Plans
Low-cost cover for everyday healthcare costs that PMI does not reach. Dental, optical, physio and wellbeing benefits.
Learn moreHow we help
How it works
Four steps. One named adviser. No call queues.
- 01
You call us
Speak to a real adviser in seconds, not a queue. Call 01270 694939 or send a quick enquiry.
- 02
We learn your priorities
A 20-minute conversation about who you're covering, what matters most, and your budget.
- 03
Tailored quotes
We come back with quotes from across the right insurer panel for your product line, all explained in plain English. Direct agencies with every major UK insurer in our markets, no restricted panels.
- 04
Ongoing support
Once your policy is in place, you keep the same named adviser through claims, renewals, and any changes to your cover.
A consultative approach, not a transactional one.
We're a small, specialist team that takes time to understand what you actually need. We don't run a comparison engine, and we won't push you toward the policy with the best commission.
Every client gets a named adviser. Every renewal is a real conversation, not an automated price hike. And because we hold direct relationships with all the major UK insurers, the advice you get is genuinely independent.
"Independent advice, direct insurer relationships, and a team that knows your name."
Real outcomes for real clients
“
Many thanks to Richard, I was very impressed with his advice and attention to detail. Cost me less than I thought too.
Stuart Knight
Business Owner
“
Highly recommend The Broking Group. No hard sell, just lovely people that are a pleasure to deal with. Top notch.
Rebecca Williams
Financial Director
“
My protection advisor Ged gave my wife and I superb guidance and explained the options clearly to us.
Abdul Choudrey
Entrepreneur
Latest insights
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It is easier than you think. Here's the process, and the questions to ask first.
Ready to start the conversation?
Talk to a named adviser. No phone trees. No pressure. Just plain-English advice on the cover that fits your life or your business.
Get a Quote
Quote turnaround. 72 working hours.