Insights

Plain-English insights.

Practical guides and market commentary from specialist brokers, written in plain English.

PMI

How to compare Private Medical Insurance in the UK

A seven-point checklist for comparing outpatient cover, hospital access, excess, underwriting, exclusions and price on the same basis.

Ged Ginty25 September 2026
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Cash Plans

Group cash plan quotes for UK employers: a 2026 guide

Current employer price benchmarks, scheme sizes and the information providers need for a firm group cash plan quote.

Richard Goodwin22 September 2026
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Group Risk

How much does a Death in Service scheme cost in the UK?

How UK insurers price Group Life cover, which workforce details move the premium and how to compare quotes fairly.

Richard Goodwin17 September 2026
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Cash Plans

Cheap Health Cash Plans UK: what a low-cost plan gets you in 2026

What a cheap health cash plan actually pays for, where entry-level plans cut corners, and the price points where a plan earns its keep.

Laura Jarman11 September 2026
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PMI

Private Medical Insurance in Cheshire: a specialist broker's guide

Cheshire-focused PMI guide from a specialist broker. Every town, every insurer, plain English.

Richard Goodwin4 September 2026
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PMI

How to get a Private Medical Insurance quote in the UK (and what to ignore)

The three routes to a UK PMI quote, what a proper broker quote must include, and where the traps sit.

Ged Ginty28 August 2026
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PMI

Family health insurance UK: costs and cover in 2026

What affects family health insurance costs, how child cover varies and what to compare before requesting a personalised quote.

Laura Jarman22 August 2026
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Quote turnaround
  • Personal & family: same day or next
  • SME up to 9 lives: 48 hours
  • Larger SME schemes: 72 to 96 hours (up to 5 working days where an insurer needs manual underwriting)
Average from receipt of structured information to presentation.

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